The Profit First Instant Assessment
Find out — in the next two minutes — exactly how far your current cash allocations are from where the Profit First method says they should be, and how much needs to move.
How the Assessment Works
This is the same diagnostic Profit First Professionals run with new clients on day one.
- 01
Find your Real Revenue
Total revenue for the trailing 12 months, minus what passes straight through to materials and subcontractors.
- 02
Total up what you're actually allocating
How much you've actually kept as Profit, paid yourself as Owner's Pay, and set aside for Tax over the same period. Whatever's left over is your current Operating Expenses.
- 03
Compare to your Target Allocation Percentages
Every revenue bracket has a target split for Profit, Owner's Pay, Tax, and Operating Expenses. The gap between your current split and the target is exactly what needs to shift.
Run Your Assessment
Pull these figures from the last 12 months of your P&L and bank balances. Estimates are fine — this is meant to be instant.
What are you currently allocating?
Enter what you've actually kept, paid, or set aside over the last 12 months. Operating Expenses is calculated automatically as whatever remains.
Current vs. Target Allocation
Your Assessment Table
This is the same table our advisors hand-produce from a client's full books — Real Revenue, TAP bracket, and Actual / PF% / PF$ / The Delta / The Fix per account.
| Account | Actual | PF% | PF$ | The Delta | The Fix |
|---|---|---|---|---|---|
| Profit | $5,000 | 15% | $75,000 | −$70,000 | Increase |
| Owner's Pay | $150,000 | 20% | $100,000 | +$50,000 | Decrease |
| Tax | $10,000 | 15% | $75,000 | −$65,000 | Increase |
| Operating Expenses | $335,000 | 50% | $250,000 | +$85,000 | Decrease |
Method: Mike Michalowicz's Profit First Instant Assessment, with account mapping guided by the Profit First Professionals Profit Assessment Worksheet — the same procedure our team runs by hand against your full P&L, Balance Sheet, and Cash Flow on a Consulting Call.
Don't try to fix this all at once. Profit First recommends shifting your real allocation percentages by just 1–3 points per quarter until you reach target — small, sustainable moves that compound.
Want Help Closing the Gap?
Send us this same 12-month P&L and we'll walk through your Instant Assessment together on a free Consulting Call — plus the top 3 changes to make in the next 90 days.
Book Your Free Consulting CallStart Your Intake
This is the bigger commitment: we'll set you up in Kick.co, take temporary bookkeeping access, and get a year of clean books in place — so you walk into the Consulting Call with real numbers, not just this estimate.
Begin the Intake Process